Of 10 Healthy male adults, 3 will have a critical illness before age 65
Of 10 healthy female adults, 2.7 will have a critical illness before age 65
Advantage and features of Critical Illness Insurance
The client will receive a tax-free Lum-sum benefit 30 days* after diagnosis of a critical illness. This
payment can be used in any way the client wishes, without restriction.
Critical illness coverage starts from 4 types of illness to 25 types of illness which depends upon the
company*
The premiums and protections are guaranteed renewable every 10, 15 or 20 years depends on company Or
stays level to the age of 75 years, or for your lifetime.
The client can obtain protection from $10,000 to $2 million
The client can obtain a refund of all premiums (ROPD) paid in case of death, if you do not receive the
benefit payment and you have subscribed to this option.
The client can also surrender your insurance and obtain a refund of all premiums (ROPE) after certain
period of time (15years or age 65) as company contract mentioned.*
Additional benefits riders are available
Some company offers multiple person critical illness insurance coverage feature
The client can advantage of Best doctor association service*.
*Certain conditions apply and depend on company
