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TERM LIFE INSURANCE

Term Life Insurance Providing services and happiness

We are more than just an insurance company. We are also qualified and expert in overall financial planning.

Advantage and features of Term Insurance

  • affordable, temporary insurance protection
  • flexible, covers changing needs
  • coverage for temporary individual and business risks
  • renewable or convertible to permanent insurance
  • Coverage starts from $50,000....
  • available in 5-, 10- ,20- , 30 year issue lengths
  • coverage options include: single life, joint first-to-die and multiple lives
  • Additional riders available total disability, accidental death, Critical Illness and child term insurance benefits and many more
  • Premiums are guaranteed at the time of purchase, for the term chosen
  • Premiums will automatically renew at the end of each term. The client will know now exactly how much the new premiums will be at each term renewal
  • Coverage can be converted to permanent coverage like Whole life and Universal life up to term coverage amount within specified age regardless of health, occupation or lifestyle

Renewable

  • The ability to convert the insurance is guaranteed
  • Renewable during each term until the policy anniversary nearest to certain age